As our (no longer children but) youths begin taking on more ownership of their life choices, it’s essential to consider how a mindset of scarcity or abundance influences their approach to money and broader decisions. An outlook of shortage often stems from the belief that resources are limited and financial stability is uncertain. This cautious perspective may foster careful budgeting, but it can also lead to excessive conservatism, reluctance to embrace opportunities, or hesitancy in extending generosity. While prudence is important, viewing finances solely as assets to safeguard can hinder a fuller understanding of how ambition and wise risks drive progress. By contrast, an abundance mindset sees wealth as attainable through dedication and perseverance. With consistent effort and a focus on education or career growth, one can achieve financial success. This outlook encourages our children to see money not as a scarce resource but as an opportunity to practice determination and adapt